Green/White Advisors Signature Services

Asset Allocation

Asset Allocation is the primary method we use in building a portfolio. Based on your financial goals and risk tolerance, we allocate your investments to various sections such as Growth, Growth and Income, Aggressive Growth, International and various types of bonds. This strategy better diversifies your portfolio and can help flatten out the unpredictable swings in the market. Not all sections move at the same rate, so periodically we review your account and make the necessary adjustments to re-balance the portfolio to the desired mix.

Investment Planning

We understand a financial plan that is perfect for one investor may be totally wrong for another. Therefore, after reviewing your current financial position with you in our offices we will perform a careful analysis of your situation and recommend a comprehensive, customized strategy to pursue your investment goals.

Before putting an investment plan together we first ask many questions such as:

• What are your financial goals, i.e. education, new home, retirement, minimize taxes, maximize estate?
• What has been your experience with investing?
• What is your risk tolerance?
• Do you need income or do you want growth?
• What amount of time is there to accomplish your goals?
• What is your tax situation?

Once we have developed your investment plan we continually inform you with updates on its progress.

For more information about Investment Planning please visit these other helpful websites:

Yahoo Quotes - Stock Quotes and market information at Yahoo

Financial Web - A resource for investing information

Retirement Planning

We should not rely on Social Security to provide for all of our retirement needs. Your own personal savings and investments should be your foundation for a secure and comfortable retirement. We want to help to develop an elder investment strategy by:

• Determine the comfort level you want in your retirement years.
• Develop a plan that will keep up with inflation.
• Take advantage of available tax benefits for the elderly.

For more information about Retirement Planning please visit these other helpful websites:

SSA - Social Security Administration

Senior Law web site

Education Planning

After reviewing your education goals for your children we develop an education planning strategy that works for you.

• We consider the type of school either public or private; undergraduate; graduate; and their respective fees.

• We calculate what your overall financial liability will be during these costly school years.

• We develop the saving and investment strategy to pursue these goals.

• We try to make sure all aspects of your financial plan are working together enabling your children to select their school of choice.

For more information about Education Planning please visit this other helpful websites:

Finaid - The Financial Aid Information Page

Saving for College

Divorce Planning

Divorce provides its share of financial devastation for women. We can provide a spreadsheet to help project the future results of the property settlement so you can reach an informed decision knowing the consequences.

• We can show you your contribution to the family as a non-working spouse.

• Show you the drop in lifestyle you may incur.
• What your retirement years will look like.
• How to best divide your assets to overcome the downside.

Tax Planning

Tax planning should not only occur at the end of the year and on April 15th, but rather should be a perpetual process. We will construct a tax saving strategy that can save you money and put that money to work for you in your overall financial plan rather than the US governments.

For more information about Income Tax Planning please visit this helpful website:

Internal Revenue Service